Read What People Are Saying About Us We always ask our clients to write or email us, and tell us truthfully how they appreciated our service to them. Their feedback is so important! Here are a few highlights of what people are saying about us...
I WAS NERVOUS AND YOU WERE COOL!
You obviously know your business, since I was able to sell my home in under thirty days and for $35,000 more than I paid in just two years.
STEVE, seller after only two years
KNOWLEDGE INSTRUMENTAL
Your acute knowledge of the community and of construction was instrumental in the selection of our home.
RICHARD & SARAH, buyers of a home in Arlington
ONE SHOWING AND SOLD!
You have the connections with the community and your office to make things happen.
HERB, seller of a home in Arlington
Professional and Friendly Style
Your flexible schedule and endless effort to accommodate us will never be forgotten.
JIM & SUZETTE, buyers of a home on 1 acre
Relocated
Thanks for your help in getting me relocated to Columbus.
JOHN, buyer of a condo
THE CLEAR-CUT CHOICE
Having my home IN-CONTRACT in forty-five days and for 96% of asking price at Christmas time proves I made the Quality Choice.
JEANNETTE, seller of a 4,200 square foot home
Tell us how we're doing!
You have a story to tell about us. You've worked with us, and we've helped you buy or sell a home. We need your feedback. Others need your feedback, too! Please take a moment to fill out this form and tell us how we did...
Financing Your Home >The Margin on an ARM
When you are shopping for an Adjustable Rate Mortgage, the important thing to consider is the margin. Each time your loan is adjusted, the new interest rate will be tied to an index of Treasury notes. The margin is the percentage point above that index where your rate will be set.
Let's suppose that you have a one-year ARM with a 2.5 margin. Your initial rate was 7.5%, and during the first year of the loan, the index of 1-year Treasury notes was at 6.25%. The rate for the second year of your loan would be adjusted to 8.75%. With a margin of 2.75, it would increase to 9%. Some lenders offer lower initial rates with higher margins. In this case, the subsequent rates could be higher after the first year, than if you chose a higher initial rate with a lower margin.
If you are confused by the various mortgage offers, ask a professional mortgage broker to sit down with you and show you how it works. Today the rates and different financial possibilities are so variable that it is a good idea to talk to a mortgage broker--they usually know where the best rates can be found.
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What is one of the most common ways for making the interior of a home more appealing to buyers?
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| A |
Repainting walls with light, neutral colors makes it easier for a buyer to visualize how the home will look with their possessions. |
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